DMCC - Student Loan Calculator

If you are struggling to repay your student loan debt, there are options available that can provide relief. The available options depend on the type of loans you have, your current finances, your student loan history, and even your employment. Your options may include:

Deferment or Forbearance
Loan Consolidation
Income Based or Contingent Repayment Plan
Settlement, Discharge or Forgiveness

Use our online calculator and discover your possible options. A certified DMCC counselor will review your student loan information with you and provide a recommended course of action at no charge.

The U.S. Department of Education offers these programs to borrowers at no charge, but you must complete and submit the required forms and documents to obtain the program desired. You may choose to do this yourself or retain DMCC to assist you for a fee.

For only $49, DMCC will provide you a written assessment of your student loan options and an online account with the information you need to apply for the program of your choice. Document preparation services are also available, if you want us to do all the work.

Get started with a free consultation. Apply online using the calculator above or call us toll-free at 866.618.3328.

DMCC is a 501(c)(3) Not-for-Profit organization. We are committed to educating consumers on financial issues and providing personal assistance to those who are overextended with debt.

Debt Management Credit Counseling Corp. ("DMCC") is a nonprofit corporation. DMCC has been recognized as a 501(c)3 public charity by the U.S. Internal Revenue Service. The organization employs certified credit counselors to provide its program services, including financial education, counseling and debt consolidation plans.

Our mission is to provide consumers education and budget counseling to improve their financial literacy and assist them in the management of their personal finances. We are committed to providing credit counseling through educational programs and materials, personal budgeting, and debt management plans to financially distressed consumers, while maintaining fiscal integrity and utilizing the highest quality standards in the industry.

We can be reached via e-mail at , or by telephone at

For each visitor to our website, our Web server automatically recognizes only that client's domain name, but not his/her e-mail address (where possible).

We collect the domain name and e-mail address (where possible) of visitors to our website, the e-mail addresses of those who communicate with us via e-mail and information volunteered by the consumer, such as survey information and/or site registrations.

The information we collect is used for internal review to improve the content of our website and customize the content and/or layout of our site to each individual consumer. This information is then discarded and never shared with other organizations or used for commercial purposes.

DMCC is proud to protect the security and confidentiality of your nonpublic personal information. DMCC would like to take this opportunity to inform you how we gather, use and maintain this information. This privacy policy complies with Federal Law and regulations.

We obtain nonpublic personal information from your applications and other forms. In processing your account, DMCC receives information from creditors, affiliates and others. DMCC does not disclose any nonpublic personal information about our clients to anyone, except as permitted by law.

DMCC allows access to your account to those employees assisting in the services provided to you. DMCC maintains physical, electronic and procedural safeguards that comply with federal regulations to protect your nonpublic personal information.

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